top of page

Don't Sweat the Settlement: Navigating the NAR Agreement as a Loan Signing Agent

The National Association of Realtors (NAR) settlement has been a significant topic of discussion in the real estate industry. For Loan Signing Agents (LSAs), whispers of change might have you wondering: will my day-to-day work be disrupted?

The good news? The core of your responsibilities remains secure. But, like any significant shift in the real estate landscape, there might be some indirect implications to consider. Let's delve deeper and explore what the NAR settlement means for LSAs.

The NAR settlement and its implications for you, a Loan Signing Agent:

Core Operations Remain Intact

  • Unchanged Responsibilities: Your fundamental duties—confirming identities, witnessing signatures, and checking document accuracy—stay as crucial as ever. The settlement alters commission structures within real estate, but your role in the closing process remains pivotal.

  • Document Handling as Usual: The paperwork you're accustomed to doesn't change with this settlement. Your interaction with loan documents and closing paperwork continues without alteration, keeping your day-to-day tasks consistent.

Keep an Eye on:

  • Informed, Not Explanatory: With buyers potentially becoming more involved in negotiating commissions, closings could grow in complexity. While you need not master the intricacies of real estate law, being well-informed helps you navigate these changes smoothly and maintain your professional composure.

Key Insights:

  • The heart of the NAR settlement revolves around real estate agent commissions, not the operational aspects of your role as a notary public loan signing agent. Concentrate on your strengths: meticulous attention to detail, clear communication, and facilitating seamless closings.

Pro Tips:

  • Continuous Learning: Keep up-to-date with industry shifts by following real estate news, joining webinars, or subscribing to newsletters. This proactive approach will prepare you for any adjustments in closing protocols or document requirements, without the need to delve into complex legal explanations.

"A successful loan signing agent, is an educated loan signing agent."

Mark Wills | The Loan Signing System

  • Your Role: Facilitator, Not Interpreter: Clear communication is vital, but remember, the nitty-gritty of real estate negotiations isn't in your purview. You're there to ensure the signing process is smooth and efficient, not to dissect the legalities of the transaction. Here's why keeping informed yet concise is beneficial:

  • Legal Clarifications Are Best Left to Experts: Delving into the legal aspects of real estate deals can be risky and is beyond your scope, potentially leading to liability issues.

  • Play to Your Strengths: You shine in verifying identities, ensuring the accuracy of documents, and overseeing a smooth signing session. Focus on these areas to deliver exceptional service.

  • Guide Clients to Appropriate Experts: If complex questions arise, it's prudent to direct clients to their real estate agents, lenders, or attorneys who are equipped to provide detailed answers.


The NAR settlement might spark changes in the real estate sector, but your pivotal role as a notary loan signing agent remains predominantly unaffected. Prioritize providing top-notch service and cultivating robust professional relationships. Your expertise and professionalism are key assets in the evolving landscape of real estate transactions.

In sum, embrace the upcoming changes with confidence, leveraging your skills to thrive in the ever-evolving real estate industry, and continue to be the reliable cornerstone of the closing process.



bottom of page